Earn up to 4% in your sleep, FDIC-insured. Best paying high interest bank account - for all of us. HIDDEN FACT #1 Did you know that U.S. banks today earn on average 4–8% a year on every dollar you deposit into your bank account, passing onto you just 0.01% a year in interest? Banks earned $240 billion in profit in 2018; they can do more for the rest of us. Beam is a free, fun, high-interest mobile bank account that grows your cash in your sleep. Download the free app to earn up to 4% a year, 200x more than your 0.01% interest at Chase, Bank of America and Wells Fargo. The best part, you do not need to switch banks to use it. All funds are FDIC-insured up to $500,000. HIDDEN FACT #2 Did you know that $100 during the Financial Crisis is now worth only $80? Because of inflation. Right now, with just 1 minute of your time, you can stop your idle cash from losing 2% a year to inflation, and help build a better America. As featured on CNBC, The New York Post, Forbes, ABC, TechCrunch, Beam is a bank app that pays more cash, funds FDIC-insured, 0 fees (FREE!), no minimum, unlimited and anytime withdrawals. It takes just 1 minute to onboard, and you do not need to switch out your existing bank. Come join us on a mission to change banking for the better, and keep more in consumers’ pockets. HOW IT WORKS ① Download Beam ② Verify your identity ③ Link your existing bank account(s) to fund Beam on your phone, with as little as $1 ④ Start earning up to 4% interest on your cash, funds FDIC-insured with unlimited withdrawals. ⑤ Invite friends to earn a higher interest, and earn more together. BEAM = Because Earnings Always Matter, especially when it takes little to no effort. Access your funds and earn interests anytime, anywhere, as easy as a few taps. More possibilities and uses to come! Oh and don’t forget it’s FREE, forever. BEAM = Banking as it should be. Because you matter, and the best possible rate matters. ALL GROWTH A mobile banking app that gets you paid daily, in your sleep. Earn up to 4% interest*, more than 200x your 0.01% interest at Chase, Bank of America and Wells Fargo. ZERO FEES No asterisk. Zero fees means absolutely FREE, in any possible way you can think of. FUNDS FDIC-INSURED Safety and security is our top priority. SSL protected, 256-bit encryption. All funds FDIC-insured up to $500,000. NO LOCKUP Get 24/7 access to your funds. Easily and securely move funds into/out-of your Beam account. No minimum balance. FAQ #1 - How is Beam able to pay more? Traditional banks often earn 4–8% a year on your money but only give you an average of 0.01% a year. These banks often have many costs—excessive executive bonuses, large advertising budgets, and costly downtown bank branches, etc. Without these costs Beam is able to pass on greater savings to you. FAQ #2 - Where is my cash? Your Beam account is a bank account, NOT an investment account. Funds are placed at several large, publicly-traded FDIC-insured banks Beam works with. FAQ #3 - How does "Earn up to 4%" work? With cash deposited into Beam, you begin earning a minimum 1% Base Rate interest and can boost the interest to as high as 7.0% each day by collecting and using interest boosts (called a “Billie”). You can effortlessly collect a free Billie each day, and if you invite a friend to subscribe to the mailing list here on this website, you each earn 5 Billies that can be saved and used later. The more you invite, the more you earn. You heard it right. It’s just that simple. Furthermore, when your friends begin to use Beam, you can permanently unlock higher Base Rates (e.g. up to a minimum 3% a year!). FAQ #4 - Why Beam if I can invest? Choose to invest only when you see an opportunity. Before you invest, keep your cash at a liquid, FDIC-insured, high-interest bank account like Beam. After you invest, if the market crashes, Beam is where you can fall back on. * Accurate as of 11.5.2019; may change.
This is a savings account that offers between 4-7% interest paid back daily on money in the savings account. FDIC INSURED! Paid daily = better compounding.
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你需要知道的关于Beam 邀请计划的所有信息
Beam 优惠代码为您提供Free 4% interest on $10,000 paid daily only this month 。之后，你可以邀请你的朋友加入Beam ，当他们使用你的Beam 推广代码时，每成功推荐一个人就可以获得Free 10,000 credit this month only 。
当你用你的推荐代码邀请一个朋友到Beam ，就可以赚取Free 10,000 credit this month only 。你可以在你的Beam 帐户内找到你的促销代码，搜索以下术语。邀请朋友到Beam, 推荐朋友到Beam, 在Beam 赚取奖励 ,Beam 推荐代码,Beam 促销代码, 赚钱在Beam
两种代码都向用户提供奖励，但只有一个小的区别。一个Beam 促销代码通常是由Beam 创建的代码，以激励他们的现有用户购买东西。相比之下，Beam 推荐代码在现有客户邀请他们的朋友时用Free 10,000 credit this month only 奖励他们。这些朋友在注册Beam 时又会收到Free 4% interest on $10,000 paid daily only this month 。
一旦你注册了Beam ，你可以通过向你的朋友和家人分享你自己的促销代码来获得更多的Beam 推荐奖励。推广你的推荐代码的最佳方式是你的Invitation页面（最大的推荐社区）。你的代码将在Refer.guide 和其他许多连接寻找Beam 交易和优惠代码的人的网站上可见。
Beam 推荐代码给被邀请的用户Free 4% interest on $10,000 paid daily only this month ，每次有人使用他们的代码时，推荐用户都会得到奖励(Free 10,000 credit this month only)。要激活该促销活动，可以点击显示的推荐链接，或者在注册Beam ，复制并粘贴Beam 优惠代码。
在Refer.guide 和Invitation社区中，有大量的Beam 促销代码。所有这些代码都是由Invitation社区的成员发布的。你可能会在登录Invitation.Codes时看到你朋友发布的代码。免费加入，分享你的推荐代码，每次邀请别人都能赚取Free 10,000 credit this month only 。